Securing Your Credit Score:

 

Steps to Safeguard and Rectify Your Credit Report

In the event of an inaccurate credit report, take these proactive steps to protect and maintain your credit score:

  1. Equifax: Contact Equifax at 1-800-685-1111 or visit their website to initiate a dispute.

  2. Experian: Call Experian at 1-888-397-3742 or use their online platform to raise a dispute.

  3. TransUnion: Reach out to TransUnion at 1-800-916-8800 or utilize their online resources to dispute any discrepancies.

Remember, disputing errors promptly can prevent potential credit score setbacks. Regularly monitoring your credit report is a powerful way to maintain your financial stability.

 Practical Tips for Recovery:

Rebuilding Records After a Natural Disaster:

 

After a natural disaster, rebuilding your records is important. You can easily obtain IRS transcripts through IRS.gov or by calling 800-908-9946. Reach out to your bank for past statements and contact your escrow company and contractors for property records. Stay calm and focused – you've got this. 

 IRS efile requirments :

The IRS mandates electronic filing of 1099 and W2 forms. For additional details, please click here.

 Home Energy Credits:

 

If you own a primary residence, you may be eligible for two distinct types of credits:

  1. Energy Efficient Home Improvement Credits: These apply to improvements like exterior doors, windows, skylights, and insulation materials.

  2. Residential Clean Energy Credit: This encompasses various clean energy solutions such as solar panels, solar water heaters, heat pumps, room air conditioners, battery storage systems, and even energy-efficient light bulbs. The credit has been raised to 30% of up to $1,200 per year.
    For additional details, please click here.